When you borrow money from friends, always pay them back in a timely fashion — or else they might pay you back, as it were, in some especially nasty ways. Watch this amusingly mean-spirited spot by TDA introducing FirstBank’s Zelle mobile payments app to see what can happen when the chickens literally come to roost:… https://www.adweek.com/creativity/this-banks-mobile-app-shows-that-payback-doesnt-have-to-be-a-you-know-what/